Financial Cards in China

List of Contents and Tables

1. EXECUTIVE SUMMARY
2. MARKET BACKGROUND
2.1 Disposable Income
2.2 Consumer Credit
Table 1 Consumer Credit 1999-2004
2.3 Regulatory Environment
2.4 Card Fraud
Table 2 Value Lost to Fraud 1999-2004
Table 3 Anti-fraud Expenditure 1999-2004
2.5 Payment and Clearance Systems

3. FINANCIAL CARDS
3.1 Market Performance
Table 4 Financial Cards: Transactions 1999-2004
Table 5 Financial Cards: Value 1999-2004
Table 6 Financial Cards: Number of Cards in Circulation 1999-2004
Table 7 Financial Cards: Number of Accounts 1999-2004
3.2 Domestic versus Foreign Spend
Table 8 Domestic versus Foreign Spend 2004
3.3 Cash Withdrawal versus Card Purchase
Table 9 Financial Cards: Cash Withdrawal versus Card Purchase 2004
3.4 Consumer Spending by Sector
Table 10 Card Expenditure by Sector 2004
3.5 Consumer Spending by Location
Table 11 Card Expenditure by Location 2004
3.6 Internet Transactions
Table 12 Internet Purchase by Sector 2003
Table 13 Financial Cards: Number of Internet Transactions 1999-2004
Table 14 Financial Cards: Internet Transaction Value 1999-2004
3.7 Smart Cards and EMV
Table 15 Financial Cards: Number of Smart Cards in Circulation 1999-2004
3.8 Emerging Trends
3.9 Market Forecasts
Table 16 Financial Cards Forecast: Transactions 2004-2009
Table 17 Financial Cards Forecast: Value 2004-2009
Table 18 Financial Cards Forecast: Number of Cards in Circulation 2004-2009
Table 19 Financial Cards Forecast: Number of Accounts 2004-2009
Table 20 Financial Cards Forecast: Internet Transaction Value 2004-2009
Table 21 Financial Cards Forecast: Number of Smart Cards in Circulation 2004-2009

4. COMPANY PROFILES
4.1 Industrial & Commercial Bank of China (ICBC)
Table 22 Industrial & Commercial Bank of China: Net Profit after Tax 1999-2004
4.2 Bank of China
Table 23 Bank of China: Net Profit after Tax 1999-2004
4.3 Huaxia Bank
Table 24 Huaxia Bank: Net Profit after Tax 2003-2004
4.4 China Everbright Bank
Table 25 China Everbright Bank: Net Profit after Tax 2002-2003
4.5 China Minsheng Bank
Table 26 China Minsheng Bank: Net Profit after Tax 2000-2004

5. CREDIT CARDS
5.1 Sector Performance
Table 27 Credit Cards Sector Performance: 1999-2004
Table 28 Credit Cards Sector Performance: % Growth 1999-2004
Table 29 Personal Credit Cards Sector Performance: 1999-2004
Table 30 Personal Credit Cards Sector Performance: % Growth 1999-2004
Table 31 Corporate Credit Cards: Sector Performance: 1999-2004
Table 32 Corporate Credit Cards: Sector Performance: % Growth 1999-2004
5.2 Competitive Environment
Summary 1 Major Credit Card Issuers and Operators
Table 33 Credit Cards Number of Transactions by Issuer 2001-2004
Table 34 Credit Cards Transaction Value by Issuer 2001-2004
Table 35 Credit Cards Number of Transactions by Operator 2001-2004
Table 36 Credit Cards Transaction Value by Operator 2001-2004
Table 37 Credit Cards Merchant Acceptance 2001-2004
Table 38 Personal Credit Cards Number of Transactions by Issuer 2001-2004
Table 39 Personal Credit Cards Transaction Value by Issuer 2001-2004
Table 40 Personal Credit Cards Number of Transactions by Operator 2001-2004
Table 41 Personal Credit Cards Transaction Value by Operator 2001-2004
Table 42 Corporate Credit Cards Number of Transactions by Issuer 2001-2004
Table 43 Corporate Credit Cards Transaction Value by Issuer 2001-2004
Table 44 Corporate Credit Cards Number of Transactions by Operator 2001-2004
Table 45 Corporate Credit Cards Transaction Value by Operator 2001-2004
5.3 Sector Forecasts
Table 46 Credit Cards Forecast Sector Performance: 2004-2009
Table 47 Credit Cards Forecast Sector Performance: % Growth 2004-2009
Table 48 Personal Credit Cards Forecast Sector Performance: 2004-2009
Table 49 Personal Credit Cards Forecast Sector Performance: % Growth 2004-2009
Table 50 Corporate Credit Cards Forecast Sector Performance: 2004-2009
Table 51 Corporate Credit Cards Forecast Sector Performance: % Growth 2004-2009
5.4 Co-branded Credit Cards
Summary 2 Major Co-branded Credit Card Issuers and Co-brand Partners
5.5 Private Label Credit Cards
Summary 3 Major Credit Card Issuers and Commercial Partners
5.6 Affinity Cards

6. CHARGE CARDS
6.1 Sector Performance
Table 52 Charge Cards Sector Performance: 1999-2004
Table 53 Charge Cards Sector Performance: % Growth 1999-2004
Table 54 Personal Charge Cards Sector Performance: 1999-2004
Table 55 Personal Charge Cards Sector Performance: % Growth 1999-2004
Table 56 Corporate Charge Cards: Sector Performance: 1999-2004
Table 57 Corporate Charge Cards: Sector Performance: % Growth 1999-2004
6.2 Competitive Environment
Summary 4 Major Charge Card Issuers and Operators
Table 58 Charge Cards Number of Transactions by Issuer 2001-2004
Table 59 Charge Cards Transaction Value by Issuer 2001-2004
Table 60 Charge Cards Number of Transactions by Operator 2001-2004
Table 61 Charge Cards Transaction Value by Operator 2001-2004
Table 62 Charge Cards Merchant Acceptance 2001-2004
Table 63 Personal Charge Cards Number of Transactions by Issuer 2001-2004
Table 64 Personal Charge Cards Transaction Value by Issuer 2001-2004
Table 65 Personal Charge Cards Number of Transactions by Operator 2001-2004
Table 66 Personal Charge Cards Transaction Value by Operator 2001-2004
Table 67 Corporate Charge Cards Number of Transactions by Issuer 2001-2004
Table 68 Corporate Charge Cards Transaction Value by Issuer 2001-2004
Table 69 Corporate Charge Cards Number of Transactions by Operator 2001-2004
Table 70 Corporate Charge Cards Transaction Value by Operator 2001-2004
6.3 Sector Forecasts
Table 71 Charge Cards Forecast Sector Performance: 2004-2009
Table 72 Charge Cards Forecast Sector Performance: % Growth 2004-2009
Table 73 Personal Charge Cards Forecast Sector Performance: 2004-2009
Table 74 Personal Charge Cards Forecast Sector Performance: % Growth 2004-2009
Table 75 Corporate Charge Cards Forecast Sector Performance: 2004-2009
Table 76 Corporate Charge Cards Forecast Sector Performance: % Growth 2004-2009

7. DEBIT CARDS
7.1 Sector Performance
Table 77 Debit Cards Sector Performance: 1999-2004
Table 78 Debit Cards Sector Performance: % Growth 1999-2004
7.2 Competitive Environment
Summary 5 Major Debit Card Issuers and Operators
Table 79 Debit Cards Number of Transactions by Issuer 2001-2004
Table 80 Debit Cards Transaction Value by Issuer 2001-2004
Table 81 Debit Cards Number of Transactions by Operator 2001-2004
Table 82 Debit Cards Transaction Value by Operator 2001-2004
7.3 Sector Forecasts
Table 83 Debit Cards Forecast Sector Performance: 2004-2009
Table 84 Debit Cards Forecast Sector Performance: % Growth 2004-2009

8. E-PURSE CARDS
8.1 Sector Performance
8.2 Competitive Environment
Summary 6 Major E-Purse Card Issuers and Operators
8.3 Sector Forecasts

9. PRE-PAID CARDS
9.1 Sector Performance
9.2 Disposable Pre-paid Cards
9.3 Competitive Environment
9.4 Sector Forecast

10. STORE CARDS
10.1 Sector Performance
10.2 Competitive Environment
10.3 Sector Forecasts
10.4 Reward Cards
10.5 Fleet Cards
11. DEFINITIONS